• Stephen T. Raptis

    Insurance Recovery
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    Direct: 202.585.6550
    General: 202.585.6500
    Fax: 202.585.6600


    West Virginia University College of Law, J.D., 1995.
    Executive Editor, West Virginia Law Review.


    West Virginia University, B.A., magna cum laude, 1992.

    Bar Admissions


    Washington, D.C.

    West Virginia

    • Profile
    • Representative Matters
    • Honors & Awards
    • Publications
    • Memberships & Activities
    • Speaking Engagements


    Steve Raptis has more than fifteen years of experience handling complex, multiparty commercial disputes, concentrating on insurance recovery for policyholders.  Mr. Raptis applies strategic thinking and focused, multidisciplinary solutions to maximize recoveries for clients while minimizing their costs.  Where possible, this involves use of negotiation and mediation to achieve timely and cost-effective results; but when necessary, Mr. Raptis aggressively litigates insurance coverage and other commercial disputes in state and federal courts throughout the country, and has a proven track record of obtaining favorable results for clients.

    Mr. Raptis' insurance experience is diverse and deep, and includes cases involving environmental contamination, asbestos bodily injury and other product-related claims, governmental claims, construction-related claims and more. These cases -- some of the largest and most complex of their kind in the country -- have resulted in clients recovering hundreds of millions of dollars of insurance proceeds.  Some of these representations include: 

    • Pharmaceutical companies, auto parts manufacturers, and medical device manufacturers in seeking average for products liability claims
    • Numerous large oil companies and manufacturers in comprehensive environmental cost recovery; many matters involved hundreds of sites with numerous lines of historical coverage
    • More than a dozen large electrical and gas utilities in coverage matters relating to legacy manufactured gas plants, PCB  contamination, and associated toxic tort/bodily injury claims
    • Government contractors facing investigations and claims by governmental entities   
    • Entities seeking to access insurance in construction defect cases  

    Mr. Raptis is highly experienced in analyzing and advising clients on coverage issues arising under all types of commercial insurance policies, including general liability, directors and officers, errors and omissions, cyber liability, pollution liability, and first-party/property policies.

    Mr. Raptis also advises clients regarding pre-dispute strategies for:

    • Buying insurance (analyzing needs and preventing gaps in coverage)
    • Assessing and preserving the value of potential insurance claims
    • Obtaining defense, even where damages may not be covered
    • Dealing with insurance issues in mergers and acquisitions
    • Dealing with competing rights in shared coverage
    • Locating missing policies

    In addition to his insurance-related work, Mr. Raptis is an accomplished commercial litigator who has successfully represented clients in a wide array of business-related disputes, including complex contractual and indemnity disputes, products liability claims, intellectual property disputes, business-related tort claims, and governmental claims.

    Mr. Raptis also has a career-long commitment to pro bono work, some of which includes fifteen years of representing victims of domestic violence in obtaining emergency restraining orders, representation of clients with developmental disabilities in obtaining living accommodations free from abuse and neglect, and representation of African-American farmers in obtaining compensation for past discriminatory loan practices by the U.S. Department of Agriculture. 

    Prior to joining Manatt, Mr. Raptis worked at major law firms in Washington, D.C. and Pittsburgh.

    Representative Matters

    Honors & Awards


    Quoted, “High Court’s Chubb Snub Shifts Insurer Approach to Cleanups,” Law 360, January 16, 2014.

    “Foreign Corrupt Practices Act Claims: With Increasing FCPA Enforcement, Companies Must Be Protected. Tailored D&O Policies Are A Good Place To Start,”  Risk Management Magazine, June 2012, reprinted in The National Law Review, June 18, 2012.

    "Surviving False Claims Act Allegations: What Every Government Contractor Needs to Know to Maximize Insurance Coverage," Contract Management Magazine, April 2012 – reprinted in The Clause (published by the Board of Contract Appeals Bar Assn.), vol. XXII Issue 3, June 2012.

    "From Trash to Cash,"  Risk Management Magazine, December 2010 – reprinted in The National Law Review, December 15, 2010.

    Memberships & Activities

    Admitted to practice in the District of Columbia, Pennsylvania and West Virginia.

    American Bar Association and District of Columbia Bar Association.

    Speaking Engagements

    Featured Speaker – “Insurance Coverage For Pollution Claims: New Strategies For Dealing With An Old Problem,” Bloomberg BNA Webinar, December 12, 2013.

    Featured Speaker – “Tricks of the Trade for Advertisers In Buying Liability Policies and Maximizing Coverage for Claims,” ACI Third Expert Forum on Litigating and Resolving Advertising Disputes, June 19, 2012.

    Featured Speaker – “Insurance Coverage For False Claims Act Allegations: What Government Contractors Can Do To Weather the Storm.”

    • National Contract Management Association Dulles/Battlefield Chapter Meeting, June 20, 2012.
    • National Contract Management Association NOVA Chapter Meeting, May 3, 2012.

    Featured Speaker – “Turning Yesterday’s Pollution Into Today’s Cash: Strategies for Pursuing Environmental Insurance Recovery in Today’s Marketplace,” AON Automotive Risk Forum, May 2010.