Co-chair, Consumer Financial ServicesFinancial Services and Banking
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Los Angeles Direct: 310.312.4372 General: 310.312.4000 Fax: 310.312.4224
University of California, Los Angeles, School of Law, J.D., 1979.
University of California, Los Angeles, M.B.A., 1979.
University of California, Santa Barbara, B.A., 1974.
Chuck Washburn’s practice focuses on advising clients regarding compliance with the complex web of laws regulating consumer financial services, including in particular rules issued by the Bureau of Consumer Financial Protection (CFPB) created by the Dodd-Frank Act.
Mr. Washburn represents a wide range of consumer-facing companies that provide services impacted by these laws, including:
This work often involves interfacing with staff attorneys and other representatives of the CFPB, the FTC, federal and state financial service regulators and state attorneys general, including negotiating resolutions of alleged violations of compliance laws and assisting clients in obtaining lender and money transmitter licenses in California and other states.
Areas of particular expertise include all forms of consumer credit, such as installment loans; credit, debit and prepaid cards; mortgages; and electronic commerce, including mobile payments and mobile banking. Federal laws with respect to which Mr. Washburn frequently advises clients include the Dodd Frank Act, the Truth in Lending Act and Regulation Z, GLBA privacy rules, the Fair Credit Reporting Act, ESIGN and Regulation E, RESPA, the Fair Debt Collection Practices Act, and Regulation B and other fair lending rules. Mr. Washburn also advises clients with regional or nationwide operations regarding state laws that impact on their operations, including state lender licensing, usury, disclosure and privacy laws.
Mr. Washburn is a frequent speaker to trade groups regarding new developments in consumer financial protection laws. He has also participated in several panels with representatives of federal and state agencies regarding regulatory developments.
Recognized Practitioner, Chambers USA, Financial Services Regulation: Consumer Finance (Compliance) – Nationwide, 2015.
Mr. Washburn has been selected by his peers to be listed in The Best Lawyers in America for the past 15 years.
Admitted to practice in California.
Past member, California State Bar Financial Institutions Committee.
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