In just a few years the marketplace lending industry has become a multibillion-dollar global alternative lending sector. Loans that are originated are either sold to individual investors or sold as whole loans to institutions—essentially a form of debt crowdfunding.
Innovation occurs daily in the digital finance and marketplace lending world. Our lawyers and professionals know the legal and regulatory traps and can help you navigate your business in a cost-effective manner.
Our team works with platforms, investors and service providers in the space to provide a comprehensive solution. We tailor legal solutions to align with your specific business objectives and market constraints.
From the start we’ll work with you to perform a customized risk-based assessment and action plan to get and keep your organization moving as efficiently as possible.
Our lawyers are recognized thought leaders in the space, working with several established crowdfunding platforms and investors to raise capital to support small businesses, real estate development and smaller projects.
The JOBS Act and the related SEC Title II rulemaking have transformed crowdfunding, while leaving much to interpretation and industry-accepted practice. More rulemaking will follow with Title III (public crowdfunding) and Title IV (Regulation A/A+). We have regular dialogues with federal and state legislators and regulators to keep you apprised of continuing developments and advise you on best practices.
One of our partners is a board member of the Crowdfunding Professional Association, a leading industry policy organization, and was named to “Who’s Who in Crowdfunding 2014.” We are chair of the prestigious Practising Law Institute’s Crowdfunding and Online Direct Lending Conference.
Our lawyers appear in leading media and speak at the leading events globally, including:
- AltFi Europe Summit
- AltFi Global Summit
- American Banker’s Marketplace Lending + Investing Conference
- CFPA Education Summit
- Crowdfunding Global Expo
- FinFair Conference
- Fintech Global Expo
- LendIt Europe
Who we work with
We work actively with the largest companies in the industry as well as smaller startups and investors from North America, Europe and Asia to guide them through this dynamic landscape.
What we do
Marketplace lending and crowdfunding involve several legal areas, including:
- Securities and state blue sky laws
- Venture capital
- Bank regulatory
- Investment advisory
- Lender licensing
- Bank/warehouse finance
- Fund formation
- Intellectual property
- Digital media
- Privacy and data security
- Tax, employee benefits and labor