• 07.11.19

    Late-Night Hearing on CCPA Amendments Delivers Mixed Bag

    In a late-night hearing on Tuesday, the California State Senate’s Judiciary Committee deliberated on a suite of proposed amendments to the state’s comprehensive new privacy law, the California Consumer Privacy Act (CCPA).

  • 07.09.19

    Medicare Part D Out-of-Pocket Caps and Enrollee Spending

    High out-of-pocket costs can be a significant barrier to access for Part D enrollees, especially for non-low-income subsidy (LIS) enrollees with a condition that requires an expensive specialty drug for treatment.

  • 07.09.19

    Influencer Disclosures: FTC Helps ERSP Secure Alo Yoga’s Cooperation

    In a win for self-regulation, eight months after referring a matter involving Instagram posts for Alo Yoga to the FTC, the Electronic Retailing Self-Regulation Program (ERSP) secured the company’s agreement to modify the posts to bring them into compliance with the FTC’s Endorsement ...

  • 07.09.19

    NAD Recommends Baby Monitor Improve Disclosure of Information Gathering

    Product disclosures for Owlet Baby Care’s Smart Sock baby monitor should be modified to make clear to consumers the “information-gathering nature of the device,” the National Advertising Division (NAD) recommended in a new decision.

  • 07.09.19

    Court Holds Delta’s Privacy Policy Isn’t a Contract

    Delta Air Lines scored a victory when a California federal court granted the company’s motion to dismiss a putative class action based on a data breach, primarily by arguing that its publicly posted privacy policy is not a contract and Delta did not have any enforceable obligation to keep the ...

  • 07.03.19

    SEC Finalizes Investment Adviser, Broker-Dealer Standards

    By a 3-to-1 vote, the Securities and Exchange Commission (SEC) adopted a rulemaking package concerning investment adviser and broker-dealer standards of conduct.

  • 07.03.19

    Fed Provides Update on CRA Review

    How is the Federal Reserve Board of Governors progressing with its critically important review of the Community Reinvestment Act (CRA)?

  • 07.03.19

    Fair Lending: Lawmakers Concerned About Algorithms; CFPB Issues Report

    As a more centrist Consumer Financial Protection Bureau (CFPB) issued a modest annual fair lending report, Democratic lawmakers continue to press a far more aggressive fair lending agenda, as reflected by a letter sent by Sens. Elizabeth Warren (D-Mass.) and Doug Jones (D-Ala.) to the Federal ...

  • 07.03.19

    CFPB News: Kraninger Steers an Independent Path

    CFPB Director Kathy Kraninger continues to chart her own course. CFPB developments include its settlement with a student loan management company, a public hearing on “abusive acts or practices, ” and updated guidance on payday lending. Meanwhile, court developments (on ...

  • 07.03.19

    FDIC Issues 2018 “Consumer Compliance Supervisory Highlights”

    Improper overdraft fees and prohibited kickbacks were just two of many concerns identified by the Federal Deposit Insurance Corporation (FDIC) in its first-ever publication of “Consumer Compliance Supervisory Highlights” (“Highlights”).