Overview
From early-stage fintechs to global payments platforms and consumer lenders, today’s financial services companies are transforming how money moves—and redefining what it means to be a financial institution.
Since our founding more than 60 years ago, the financial services industry has been at the core of Manatt’s business. We’ve helped shape the laws and deals that define this industry—across both legacy institutions and tech-forward disruptors. We combine decades of experience with deep knowledge of emerging technologies, business models and regulatory frameworks to support companies at every growth stage. Our clients include digital banks, payments platforms, venture lenders, crypto and blockchain startups, marketplace lenders, specialty finance firms and investors shaping the next generation of financial services.
Nationwide, we help clients navigate the intersection of innovation, regulation and growth—delivering legal clarity and business-savvy to move forward with confidence.
“I have worked with banking and finance counsel from Manatt, Phelps & Phillips for over ten years, across three different companies at which I have worked, and continue to hold them in the highest regard for their expertise, timeliness and candor. They are my go-to counsel for banking and finance issues, especially in a rapidly evolving external landscape where scrutiny of regulated products continues to increase.”—Client feedback, Best Law Firms
Leaders in digital and consumer financial services
We work closely with some of the most innovative players in fintech, lending, payments and digital assets. From designing new consumer credit products to launching Web3 ventures and embedded finance platforms, we provide regulatory, transactional and litigation counsel that aligns with business goals and investor expectations.
Our consumer financial services team offers integrated support across compliance, litigation, enforcement and transactions. We represent banks, fintechs, nonbank lenders and servicers in regulatory exams and enforcement actions, product rollouts, state licensing and class actions. We advise on the full spectrum of consumer credit, from installment and point-of-sale lending to mortgage, auto and credit card programs.
Transactions support across the evolving financial ecosystem
We counsel financial services clients through mergers, acquisitions, capital raises, joint ventures and financings involving banks, nonbank lenders, venture investors and fintech platforms. Our attorneys are trusted advisors to regional banks and community institutions navigating consolidation, as well as to tech-forward startups seeking growth capital and partnerships.
Litigation and enforcement defense grounded in industry knowledge
Manatt has one of the country’s leading financial services litigation teams, with experience in consumer class actions, government enforcement, complex commercial litigation and internal investigations. Our litigation strategies are informed by deep regulatory insight and decades of experience with financial, lending and payments laws.
Innovators in fintech, blockchain and digital assets
Our team has helped build the fintech industry from the ground up. We advise token issuers, blockchain platforms, digital asset exchanges, Web3 projects and their investors on everything from product design and licensing to venture funding and regulatory risk. We also bring crypto-native fluency and legal depth across securities, commodities, money transmission, tax and enforcement issues.
Trusted counsel in venture and growth lending
We represent venture and specialty lenders, credit funds, growth-stage companies and their investors in a wide range of debt transactions—from early venture financings to complex multi-tranche credit facilities. We help clients structure deals, manage intercreditor issues and navigate emerging risks in the venture and growth finance space.
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